Together, We Have the Power to End the Climate Crisis
ATMOS logo. 3 circles with burst of light in upper right of inner-most circle and word ATMOS in a teal color.
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Atmos and 
Watershed Management Group
have teamed up to create a just and sustainable future. Smarter banking reverses global warming.

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Watershed Management Group
receives a donation when you open an account
Plus, Atmos will double your savings rate when you choose to donate a little extra cash fee-free each month.
Atmos Accounts Maximize the Impact of Money
Climate-Positive
Checking Account
Earn up to 5% cash-back on your purchases at hundreds of sustainable businesses. Fee-free ATM access, 24/7 mobile and web banking. No fees.
Atmos app open on a smart phone showing cash back received
Atmos Financial is a financial technology company, not a bank. Banking services are provided by our partner financial institution, Five Star Bank, Warsaw NY (Member FDIC).
Industry Leading
Savings Account
Manage your money with market leading rates across multiple savings accounts. Double your savings rate when you support any of the nonprofits on the Atmos platform.
A laptop open to the Atmos Financial website. A popup reads 3.5% Savings
Atmos Financial is a financial technology company, not a bank. Banking services are provided by our partner financial institution, Five Star Bank, Warsaw NY (Member FDIC).
Good for Earth & Wallet
Solar Loans
Atmos solar loans are designed to provide you with the greatest savings and greatest flexibility so that going solar is always the right decision — for the climate, for your pocketbook, and for your community.
Two overlapping solar panels
Atmos Financial is a financial technology company, not a bank. Banking services are provided by our partner financial institution, Five Star Bank, Warsaw NY (Member FDIC).
Your Money is Safe

Your money is FDIC insured up to $250,000 through our banking services provider, Five Star Bank: Member FDIC, and is protected by state-of-the-art encryption. Customize transaction notifications to have complete visibility over your account activity.
Check Our Partner Bank's FDIC Coverage
Banking with a Purpose
Our Collective Impact
70,102,552 lbs
Pounds of CO2e that never
entered the atmosphere
With 100% of your deposits funding clean energy projects, every dollar of your money directly fuels climate progress.